Cara Balik Nama Sertifikat Rumah Tanpa Notaris dan Biayanya

Cara balik nama sertifikat Rumah tanpa notaris bisa dilakukan Melewati kantor pertanahan Didalam mengumpulkan sejumlah syarat, yaitu formulir permohonan, data pemohon, hingga sertifikat tanah asli.

Ke Umumnya, balik nama sertifikat adalah proses pemindahan status kepemilikan hak atas tanah dan/atau bangunan Didalam penjual Di pembeli.

Biasanya, Sebab Disorot lebih praktis dan aman, orang-orang menggunakan jasa notaris Untuk mengurus proses tersebut.

Padahal, cara balik nama sertifikat Rumah tanpa notaris sah-sah saja Untuk dilakukan.

Justru, metode ini terbilang menguntungkan Sebab Anda tidak perlu Mengeluarkan kocek Untuk membayar jasa notaris.

Lalu, bagaimana cara balik nama sertifikat Rumah tanpa notaris yang benar?

Simak ulasan lengkapnya Ke bawah ini.

Cara Balik Nama Sertifikat Rumah Tanpa Notaris

Proses balik nama Rumah dilakukan Setelahnya penerbitan Akta Jual Beli (AJB) Didalam Pejabat Pembuat Akta Tanah (PPAT).

Patut diketahui, AJB merupakan syarat mutlak Untuk penerbitan sertifikat Didalam Badan Pertanahan Nasional (BPN), termasuk Untuk hal balik nama sertifikat. 

AJB adalah dokumen yang membuktikan terjadinya peralihan kepemilikan tanah dan/atau bangunan Melewati jual-beli.

Ini sesuai Didalam Peraturan Pemerintah (PP) No.37 tahun 1998 pasal 2 ayat 1 yang berbunyi

“AJB dibuat Didalam PPAT bukan notaris ataupun BPN.”

Proses pembuatan AJB umumnya memerlukan waktu Disekitar 1–3 bulan.

Karena Itu, jika ada pertanyaan soal bisakah membuat sertifikat tanah atau Rumah tanpa AJB, jawabannya tidak.

Bila Rumah yang Berencana dibaliknamakan diperoleh Melewati waris, maka proses balik nama harus menyertakan Surat Keterangan Waris (SKW) dan surat kematian pewaris. 

Sambil Itu, apabila Rumah didapatkan Melewati proses hibah, maka dokumen yang wajib disertakan adalah akta hibah. 

Langkah-Langkah Balik Nama Sertifikat Rumah Tanpa Notaris

1. Melakukan Kunjungan Di Kantor Pertanahan

Pemohon atau ahli waris harus datang langsung Di kantor Badan Pertanahan Nasional (BPN) atau kantor pertanahan setempat Untuk mengajukan permohonan balik nama sertifikat.

Ke tahap ini, pemohon Berencana mengisi formulir permohonan serta menyerahkan dokumen pendukung seperti:

• Sertifikat tanah asli
• Fotokopi KTP dan KK pemohon
• Surat keterangan waris atau surat hibah (jika ada)
• Akta kematian pemilik lama (Untuk Tindak Kejahatan warisan)
• SPPT Perserikatan Bangsa-Bangsa terbaru

2. Verifikasi dan Pemeriksaan Dokumen

Setelahnya dokumen diserahkan, petugas pertanahan Berencana melakukan pemeriksaan Untuk memastikan:

• Keaslian sertifikat tanah
• Kelengkapan dokumen administrasi
• Kesesuaian data pemilik lama dan pemilik Mutakhir

Jika terdapat dokumen yang kurang atau tidak sesuai, pemohon Berencana diminta melengkapinya terlebih dahulu.

3. Pembayaran Biaya Administrasi

Apabila dokumen dinyatakan lengkap dan valid, pemohon Berencana diminta melakukan pembayaran biaya administrasi sesuai Syarat yang berlaku Ke kantor pertanahan.

Biaya ini biasanya meliputi:

• Biaya pelayanan balik nama
• Biaya pengecekan sertifikat
• Ppn Yang Berhubungan Didalam (jika ada)

Besaran biaya dapat berbeda tergantung nilai tanah dan Aturan Daerah.

4. Proses Perubahan Nama Pemilik

Setelahnya pembayaran selesai, petugas Berencana memproses perubahan data kepemilikan Ke Literatur tanah dan sertifikat.

Ke tahap ini, nama pemilik lama Berencana diganti Didalam nama pemilik Mutakhir sesuai dokumen yang diajukan.

Proses ini umumnya memakan waktu Disekitar 5–14 hari kerja, tergantung antrean dan Aturan kantor pertanahan setempat.

5. Pengambilan Sertifikat yang Telah Diperbarui

Setelahnya proses selesai, pemohon dapat Membahas sertifikat tanah yang sudah diperbarui. Sertifikat tersebut Berencana menampilkan nama pemilik Mutakhir secara resmi Untuk data pertanahan.

Karenanya, proses balik nama sertifikat telah sah secara hukum dan tercatat Untuk sistem pertanahan nasional.

Apa Syarat Balik Nama Sertifikat Rumah Ke BPN?

Sebelumnya Di BPN, pemohon harus terlebih dahulu Menyusun sejumlah berkas Untuk keperluan administrasi.  

Agar tidak salah, berikut syarat balik nama sertifikat tanah maupun Rumah Melewati proses jual beli, waris, atau hibah:

• Formulir permohonan yang sudah diisi dan ditandatangani pemohon atau kuasanya Ke atas materai cukup.
• Surat Kuasa apabila dikuasakan.
• Fotokopi identitas pemohon/pemegang dan penerima hak (KTP, KK) serta kuasa apabila dikuasakan, yang telah dicocokkan Didalam aslinya Didalam petugas loket.
• Surat pernyataan perubahan nama Didalam yang bersangkutan, diketahui kepala desa/lurah dan camat setempat.
• Fotokopi akta pendirian dan pengesahan badan hukum yang telah dicocokkan Didalam aslinya Didalam petugas loket kantor BPN (khusus Untuk badan hukum).
• Sertifikat Tanah Asli dan AJB Didalam PPAT.
• Surat Keterangan Waris dan surat kematian pewaris (Untuk balik nama sertifikat Sebab waris).
• Akta hibah dan NPWP apabila nilai SPPT Perserikatan Bangsa-Bangsa objek tanah dan/atau bangunan Ke atas Rp60.000.000 (Untuk balik nama sertifikat Sebab hibah).
• Izin pemindahan hak (apabila Ke Untuk sertifikat/keputusannya dicantumkan tanda yang Mengungkapkan, bahwa hak itu hanya boleh dipindahtangankan jika telah diperoleh izin Didalam instansi yang berwenang).
• Fotokopi SPPT Perserikatan Bangsa-Bangsa tahun berjalan yang telah dicocokkan Didalam aslinya Didalam petugas loket.
• Bukti SSB (BPHTB) dan bukti bayar uang pemasukan (Di pendaftaran hak).

Berapa Biaya Balik Nama Sertifikat Rumah Tanpa Notaris?

Lantas, berapa biaya balik nama sertifikat tanah atau Rumah tanpa notaris?

Setidaknya ada beberapa biaya yang harus dibayarkan Didalam pemohon, yaitu:

Pembuatan AJB dikenai biaya sebesar 1% Didalam nilai transaksi.

Misalnya, Iwan membeli Rumah Ke Metland Transyogi Didalam harga Rp 900 juta.

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Jika demikian, total biaya pembuatan AJB Rumah tersebut adalah sebesar Rp9 juta atau 1% Didalam Rp900 juta.

Angka ini masih bisa dipangkas Sebab harga pembuatan AJB dapat ditawar.

Sambil Itu, biaya cek sertifikat dikenakan tarif Rp50 ribu per sertifikat hak atas tanah.

Samping Itu, ada pula biaya administrasi balik nama sertifikat.

Biaya yang dikenakan berbeda Untuk setiap pemohon, tergantung nilai jual rumahnya.

Adapun rumus perhitungannya adalah sebagai berikut:

• Nilai tanah (per meter persegi) x luas tanah (per meter persegi) / 1.000.

Agar lebih jelas, mari kita kembali Ke contoh Tindak Kejahatan Iwan.

Asumsikan, bila Rumah yang Iwan beli Memperoleh Nilai Jual Objek Ppn (NJOP) sebesar Rp 1 juta, Didalam luas tanah 100 meter persegi.

Jika begitu, biaya balik nama sertifikat yang harus dibayar Iwan adalah sebagai berikut:

• Rp1.000.000 x 100 : 1.000 = Rp100 ribu

Ditambah Didalam biaya penerbitan sertifikat sebesar Rp25 ribu, total biaya balik nama sertifikat Rumah tersebut adalah Rp125 ribu.

Bisakah Cara Balik Nama Sertifikat Rumah Online?

Hingga Di Ini, belum ada informasi mengenai cara balik nama sertifikat Rumah online. 

Sebab itu, proses pengurusannya harus dilakukan secara langsung Didalam mendatangi BPN atau kantor pertanahan setempat. 

Meski begitu, sejumlah kantor pertanahan sudah Memperoleh sistem pendaftaran balik nama sertifikat secara online. 

Akan Tetapi, hal tersebut hanya Untuk pendaftarannya saja, prosedur pengurusan lain tetap harus dilakukan secara langsung. 

Bisakah Balik Nama Sertifikat Tanpa Penjual? 

Lalu, bisakah balik nama sertifikat tanpa penjual?

Jawabannya bisa, asalkan AJB atas properti tersebut telah terbit.

Pasalnya, seperti disebutkan, AJB merupakan bukti konkret terjadinya peralihan hak atas tanah dan bangunan yang menjadi objek jual-beli. 

Sebab itu, Untuk proses pengurusan balik nama sertifikat, Anda tidak perlu mengajak penjual atau pemilik properti Sebelumnya Itu.

Anda bisa langsung datang Di BPN atau kantor pertanahan setempat Untuk melakukan balik nama sertifikat secara mandiri. 

Tabel Cara Balik Nama Sertifikat Rumah Tanpa Notaris

FAQ Balik Nama Sertifikat Tanpa Notaris

Apakah semua jenis sertifikat bisa dibalik nama tanpa notaris?

Tidak selalu. Sertifikat Hak Milik (SHM) dan Hak Guna Bangunan (HGB) biasanya bisa diproses langsung Di BPN, Pada dokumen transaksi lengkap.

Akan Tetapi, jika sertifikat masih Untuk agunan bank atau ada catatan hak tanggungan, biasanya wajib melibatkan notaris/PPAT.

Apakah proses balik nama tanpa notaris lebih murah?

Ya, Ke Umumnya lebih hemat Sebab tidak ada biaya jasa notaris. Tapi tetap ada biaya BPHTB, PNBP, dan administrasi lain. Karena Itu, lebih hemat bukan berarti gratis sepenuhnya.

Bagaimana jika dokumen saya kurang lengkap?

Kekurangan dokumen bisa memperlambat proses, Justru Berpotensi Untuk ditolak.

Pastikan semua dokumen transaksi, identitas penjual dan pembeli, serta bukti bayar Ppn sudah lengkap Sebelumnya mendaftar Di BPN.

Apakah aman mengurus balik nama tanpa notaris?

Aman, asalkan seluruh dokumen benar, transaksi sah, dan dilakukan langsung Ke kantor pertanahan.

Akan Tetapi, tanpa pendampingan notaris, risiko salah prosedur lebih besar.

Sebab itu, siapkan waktu Untuk memahami alurnya Didalam baik.

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Itulah cara balik nama sertifikat Rumah tanpa notaris beserta syarat dan biayanya.

Punya pertanyaan lain seputar properti? Yuk, diskusikan Ke Teras123!

Semoga informasi ini bermanfaat.