Blacklist Banksentral Checking Berapa Lama? Begini Ketentuannya!



Hasil Simulasi

Harga Properti Maksimal
Rp.
3.560.495.673

Angsuran maksimal yang disarankan
Rp.
30.000.000

Uang muka yang harus disiapkan
Rp.
712.099.135

*Hasil berdasarkan suku bunga terendah Di Rumah123, dan asumsi kamu tidak
Memperoleh cicilan bulanan lain yang berjalan Pada ini.

2. Cek Banksentral Checking secara Berkala

Sesudah melunasi semua utang yang menunggak, kamu bisa mengecek status Banksentral Checking secara berkala.

Cara cek Banksentral Checking cukup mudah, bisa dilakukan secara online Lewat laman https://idebku.ojk.go.id.

Pada membayar utang-utang tersebut, jangan lupa minta surat keterangan lunasnya Di bank sebagai bukti.

3. Datangi Kantor OJK

Sesudah mengantongi surat lunas kredit, kamu dapat Melakukan Kunjungan Di kantor OJK Sebagai mengonfirmasi pelunasan utang tersebut.

Sesudah itu, OJK Akansegera mulai memproses perubahan skor kreditmu.

Lantas, pemutihan Banksentral Checking berapa lama?

Pemutihan Banksentral Checking biasanya membutuhkan waktu hingga 30 hari kerja Sesudah lembaga keuangan melaporkan pelunasan debitur kepada OJK.

Akan Tetapi, prosesnya dapat berlangsung lebih lama, Di 2 hingga 3 bulan, tergantung Kelajuan laporan Didalam kreditur, tahap verifikasi Di sistem OJK, dan kemungkinan adanya antrean data.

Apa Saja Pinjaman yang Masuk Banksentral Checking?

apa saja pinjaman yang masuk bi checking

Di dasarnya, semua pinjaman yang diajukan Di lembaga perbankan dan keuangan resmi pasti Lewat proses Banksentral Checking.

Sebab itu, jangan sepelekan proses kredit atau pinjam-meminjam yang kamu lakukan Di lembaga keuangan apa pun, ya.

Agar lebih jelas, berikut jenis-jenis pinjaman yang masuk Banksentral Checking atau SLIK OJK: 

  • Kredit Tanpa Agunan
  • Kredit Pemilikan Tempattinggal
  • Kartu kredit
  • Kredit kendaraan bermotor
  • Pinjaman koperasi
  • Paylater (kredit konsumsi)
  • Pinjaman online

Perlu dicatat pula, penilaian Banksentral Checking bersifat pribadi Agar tidak berdampak Di skor kredit anggota keluarga lainnya.

Sebab itu, jika seorang ayah terkena blacklist Banksentral Checking, statusnya tidak Akansegera memengaruhi skor kredit istri maupun anak-anaknya.

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Baca juga:

Proses Banksentral Checking Sebagai KPR Berapa Lama? Ini Jawabannya!

Itulah ulasan mengenai blacklist Banksentral Checking atau SLIK OJK yang perlu kamu pahami.

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